Money Smart. Future Ready.
Live Richer Academy: Student Edition makes financial freedom real for high school and college students. Through a proven 7-step framework, students gain the skills to budget, save, build credit, and invest—starting now.
Financial Freedom Starts Here
Financial stress is a leading barrier to student success. Without a solid foundation, many struggle to stay in school and plan for their future. Live Richer Academy: Student Edition equips students with practical, real-world money skills—helping them stay on track academically and avoid financial setbacks after graduation.
A Financial Game-Changer for Students!
In 2024, 90% of Newark Board of Education students reported a stronger understanding of money management—empowering them to make smarter financial decisions.
Live Richer Academy: Student Edition is built on proven strategies from co-founder Tiffany “The Budgetnista” Aliche’s New York Times bestseller Get Good with Money—a trusted framework that equips students with real-world financial skills they can apply for life.
Built for Every Student, at Every Stage
High school students build a strong financial foundation to navigate life after graduation. Through real-world money lessons, they learn the core principles of budgeting, saving, credit, and financial planning—preparing them for college, career, and beyond.
College students gain the financial skills needed at every stage—from building smart money habits to preparing for life after graduation. They master budgeting, saving, credit, banking, student loans, financial aid, and debt management, while developing income-building strategies and financial independence tools for long-term success.
Parents of students can support their child’s financial growth while strengthening their own money skills. By following along with the program, they can reinforce key lessons and build a foundation for lasting financial success—for their students and themselves.
Real Impact. Real Results.
of students demonstrated a strong understanding of key financial concepts.
felt confident applying what they learned to their future.*
Our program doesn’t just teach financial literacy—it equips students with the tools to make smart money moves—now, and for life.
Data: Get Good With Money: High School Edition summer program 2024 at Newark Public Schools, Newark, NJ.
1 MILLION
STUDENTS HELPED
100+
COUNTRIES SERVED
200+ MILLION
DOLLARS SAVED
Connect With Our Team
Impact Through the Eyes of Educators & Students
I hope you know this class made a positive impact on the students, and I’m grateful to have been part of it. Please let Ms. Tiffany know she got our students thinking about their future and even discussing retirement with their parents. Meeting her had a profound impact.
– GET GOOD WITH MONEY” CURRICULUM TEACHER
I want to thank you for the opportunity to be in your “Get Good With Money” class. I truly loved being a part of it and learned so much from your expertise and guidance. I nowI feel more confident and in control of my finances thanks to you.
– WEEQUAHIC HIGH SCHOOL STUDENT
I love this program! Not only is the content fantastic but its organization and the way the customer support team communicates with the members is really impressive. I’m excited and confident that I’m going to enjoy every minute of it. Thank you so much for creating this program.
– SHIRAZ
Plant the seed that will grow in your students’ lives forever
Curriculum Overview: The Path to Financial Wholeness (7 Simple Steps to Money Mastery)
This isn’t just financial literacy—it’s real-world money mastery in 7 simple steps! Each course is designed to give students the knowledge, confidence, and skills to make informed financial decisions now and in the future.
I. Money Mindset – Kara Stevens
Shift the way you think about money, break limiting beliefs, and develop a mindset that leads to wealth and financial confidence.
II. Budget Building – Tiffany “The Budgetnista” Aliche
Learn to create a real-world, functional budget that helps you manage money, stay on track, and build long-term financial security
III. Banking & Savings
Understand modern banking, digital finance, and smart saving strategies to make your money work for you.
IV. Financial Aid & Student Loans – Ashley Hill
Take control of your education costs by maximizing scholarships and navigating student loans wisely.
V. Dig Out of Debt – Erin Lowry
Get a step-by-step plan to pay off debt without feeling overwhelmed, so you can move forward financially.
VI. Score High, Credit – Netiva Heard
Learn how to build and maintain strong credit, use it as a financial tool, and avoid common credit mistakes.
VII. Learn to Earn – Sandy Smith
Discover income-building strategies that help you increase earnings, create wealth, and secure your financial future.
Designed for high-impact learning, this curriculum ensures students don’t just understand money—they know how to use it to thrive!
Taught by Experts, Built for Students
Take a FREE Sneak Peek Inside LRA Student Edition! Try 3 interactive lessons for free!
Learn Fast. Retain More.
Engaging, Interactive Learning
Each course includes three interactive activities to reinforce learning.
Connect. Collaborate. Grow.
Students access a private learning community for peer support.
Expert Support When You Need It
Course experts and assistants are available for real-time guidance.
Our team is here Monday–Friday, 8:00 a.m. to 5:00 p.m. ET to help with anything you need. Shoot us an email at
customersupport@getgoodwithmoneylibrary.com—we’d love to chat!
Let’s make financial literacy happen for your campus.
Money Mindset
Building Budget
Tiffany “The Budgetnista” Aliche is America’s favorite personal financial educator! A New York Times Bestseller (Get Good with Money), an NAACP Image Award Nominee, and the first Black woman to grace the cover of Money Magazine (solo). Tiffany is a trailblazer in the personal finance space. Her monumental ‘Live Richer Movement’ has helped over one million women worldwide save, manage, and pay off hundreds of millions of dollars. She regularly appears as a financial expert on The Real daytime talk show and co-hosts a top-ranked financial podcast, Brown Ambition. Tiffany also co-founded an online school, the Live Richer Academy, which teaches women worldwide how to take their finances to the next level and achieve their personal goals. A former teacher for ten years, with a Master’s degree in Education, in 2019, Tiffany partnered with New Jersey Assemblywoman Angela V. McKnight to write a bill that was later signed into law (A1414, The Budgetnista Law), which mandated financial education to be integrated into all middle schools in New Jersey. Tiffany has been featured in The Wall Street Journal, The New York Times, Fast Company, Reader’s Digest, USA Today, Cosmopolitan, InStyle, Forbes, Redbook, Black Enterprise, and U.S. News & World Report and has been on the Today show, Good Morning America, CNN, OWN and CBS.
Financial Aid & Student Loans
Dig Out of Debt
Score High, Credit
Netiva Heard is the personal finance coach people call when the only thing standing between them and their next major life move is their finances. Affectionately known to her clients as the “The Goal Crusher’s Credit Coach”, she offers honest, no-non-cents advice that helps individuals and couples to create rock-solid financial foundations that they can begin leveraging to create. While servicing hundreds of private clients with 1:1 coaching through her full-service company, MNH Financial Services, Inc. she also regularly pours her financial wisdom into students of her online school, Credit on Fire Academy, and her free Facebook community, Credit Makes $ense, which has allowed her to teach close to 300,000 people how to achieve 700 FICO scores and above.
With Netiva by their side, women and couples across the country are learning to Master their Money, Destroy their Debts, and Soar their Credit Scores! If you know it’s time to finally crush your money goals, learn more about Netiva and her work at MNHFinancialServices.com.
Learn to Earn
Sandy Smith is a Certified Financial Educator who believes that everyone should have a side hustle to supplement their income. She came to this realization after paying off a $50,000 debt in less than two years while she was unemployed and working as a temp. Most of the money came from her various side hustles. She has done everything from being a virtual assistant to selling Beanie Babies and sneakers and now she’s teaching others how to launch their own side hustles.
With over 20 years of selling products online including her own e-commerce sites, eBay and Amazon, she has focused her efforts on teaching others how to launch their own small business on Amazon through her Starting Your Amazon Side Hustle class. She is also a Senior Certified HR Professional, so she’s used to dealing with people; has a Bachelor in Science from St. John’s University and an M.B.A. in Management with a concentration in Entrepreneurship from Devry University. She has a website to assist you with Side Hustles, http://yesiamcheap.com.
Interactives
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed nisi ante, mollis id lorem in, bibendum egestas erat. Phasellus in dapibus ipsum. Donec eget cursus nisi, id luctus dui. Donec nec iaculis erat. Integer quis pellentesque sem. Mauris volutpat luctus turpis et lobortis. Integer viverra metus id ante semper, sit amet semper urna posuere. Vivamus lobortis suscipit mattis.
Vetted learning formula
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed nisi ante, mollis id lorem in, bibendum egestas erat. Phasellus in dapibus ipsum. Donec eget cursus nisi, id luctus dui. Donec nec iaculis erat. Integer quis pellentesque sem. Mauris volutpat luctus turpis et lobortis. Integer viverra metus id ante semper, sit amet semper urna posuere. Vivamus lobortis suscipit mattis.
In platform community
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed nisi ante, mollis id lorem in, bibendum egestas erat. Phasellus in dapibus ipsum. Donec eget cursus nisi, id luctus dui. Donec nec iaculis erat. Integer quis pellentesque sem. Mauris volutpat luctus turpis et lobortis. Integer viverra metus id ante semper, sit amet semper urna posuere. Vivamus lobortis suscipit mattis.
Consumable Information
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed nisi ante, mollis id lorem in, bibendum egestas erat. Phasellus in dapibus ipsum. Donec eget cursus nisi, id luctus dui. Donec nec iaculis erat. Integer quis pellentesque sem. Mauris volutpat luctus turpis et lobortis. Integer viverra metus id ante semper, sit amet semper urna posuere. Vivamus lobortis suscipit mattis.
Banking & Savings
Ashley Hill is an award-winning college funding expert and bestselling author who is passionate about teaching future and current undergraduate, graduate, and professional students how to use all forms of financial aid to pay less for college.
With nearly 12 years of experience, she has worked with students, educational consultants, and higher education professionals around the world to minimize college costs, including eliminating student loan debt without stress and frustration. She has been featured in the media including Huffington Post, Mass Mutual, Investopedia, Credit Karma, Wise Bread, Earnest, Financial Educators Council, Discover, and a host of other media outlets.
Additionally, Ms. Hill has presented workshops for organizations including Princeton University, Spelman College, and March for College Inc. Her newest book, The Ultimate Guide to Eliminating Your Student Loan Debt, was released in Spring 2022.
Instructor in:
Sandy Smith is a Certified Financial Educator and side hustle advocate who transformed her own financial situation by paying off a $50,000 debt in under two years while unemployed.
Drawing from over 20 years of experience in online selling, including her own e-commerce ventures on platforms like eBay and Amazon, Sandy now shares her expertise in launching profitable side hustles.
As a Senior Certified HR Professional with a Bachelor of Science from St. John’s University and an MBA in Management with a concentration in Entrepreneurship from Devry University, Sandy brings a wealth of knowledge to her popular course, “Starting Your Amazon Side Hustle.” She writes about the secrets to financial independence at her website, http://yesiamcheap.com.
Netiva Heard is the personal finance coach people call when the only thing standing between them and their next major life move is their finances.
Affectionately known to her clients as the “The Goal Crusher’s Credit Coach,” she offers honest, no-non-cents advice that helps individuals and couples to create rock-solid financial foundations that they can begin leveraging to create. While servicing hundreds of private clients with 1:1 coaching through her full-service company, The Frugal Creditnista, she also regularly pours her financial wisdom into online students.
Netiva’s work has allowed her to teach over 200,000 people how to achieve 700 FICO scores and above.
Erin Lowry is the author of the three-part Broke Millennial series, including: Broke Millennial, Broke Millennial Takes On Investing and Broke Millennial Talks Money: Scripts, Stories and Advice to Navigate Awkward Financial Conversations.
Her first book was named by MarketWatch as one of the best money books of 2017 and by Business Insider as a best personal finance books for 2020.
Erin’s style is often described as refreshing and conversational. She has appeared on The Rachael Ray Show, BBC, Cheddar, CNBC, and CBS Sunday Morning and has been quoted in The New York Times and The Wall Street Journal.
Instructor in:
Ash Cash Exantus is one of the nation’s top financial educators. Dubbed the “Financial Motivator,” he uses a culturally responsive approach to teaching financial literacy, wealth building, and entrepreneurship.
He is also a speaker, bestselling author of many books, and the Founder & CEO of MindRight Money Management® a financial education company that blends psychology, music, and personal finance. Ash is best known for helping people maximize their full potential by giving them the inspiration, tools, and resources needed to live their best lives.
Ash has been featured on popular, national media outlets such as CNN, The New York Times, WSJ, Black Enterprise, Essence Magazine, Ebony, and BET.
Kara Stevens is the founder of The Frugal Feminista, a thriving personal finance and personal development company committed to helping women heal their relationship with money and themselves.
She wants all women to be happy, wealthy, and brave so they can unapologetically live life on their own terms.
Her relatable financial advice has been featured on/in Business Insider, Huffington Post, Yahoo Finance, ESSENCE, Women’s Day Magazine, The Washington Post, and other nationally recognized media outlets. She is the author of Heal Your Relationship with Money, The Happy Finances Challenge, and Unmasking the Strong Black Woman.
As a New York Times Bestselling author (Get Good with Money), an NAACP Image Award Nominee, and the first Black woman to grace the cover of Money Magazine (solo), Tiffany is a trailblazer in the personal finance space. Her monumental ‘Live Richer Movement’ has helped over one million people worldwide save, manage, and pay off hundreds of millions of dollars.
She regularly appears as a financial expert on national news shows, and co-hosted a top-ranked financial podcast for nine years. Tiffany also founded The Budgetnista, which teaches people how to take their finances to the next level and achieve their personal goals.
A former teacher for ten years, with a Master’s degree in Education, in 2019, Tiffany partnered with New Jersey Assemblywoman Angela V. McKnight to write a bill that was later signed into law (A1414, The Budgetnista Law), which mandated financial education to be integrated into all middle schools in New Jersey.
Tiffany has been featured in The Wall Street Journal, The New York Times, Fast Company, Reader’s Digest, USA Today, Cosmopolitan, InStyle, Forbes, Redbook, Black Enterprise, and U.S. News & World Report and has been on the Today show, Good Morning America, CNN, OWN and CBS.